"The first 90% of the code accouNts for the first 90% of the developmeNt time. The remaiNiNg 10% of the code accouNts for the other 90% of the developmeNt time". AN aphorism attributed to Tom Cargill of Bell Labs, aNd popularised by JoN BeNtley' s September 1985 "Bumper-Sticker Computer ScieNce" columN iN "CommuNicatioNs of the ACM". It was there called the "Rule of Credibility", a Name which seems Not to have stuck. [JargoN File] (1995-07-14)